Citi Priority Interest Checking - Premium Banking Solutions - Citibank (2022)

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Citi Priority Interest Checking - Premium Banking Solutions- Citibank (1)

  • Citi Priority

    Helping you reach the next level

    Citi Priority is an integrated service offer that includes on-demand guidance and an enhanced level of benefits. Citi Priority gives you the financial tools you need to help manage your financial life. As a Citi Priority client, you have access to professionals when and how you need them, digital tools that fit your lifestyle and benefits that support your needs as they evolve.

    Citi is committed to making banking simple and easy to understand. Learn more about Citi Priority with Plain Talk about Your Products.


    Compare Banking Packages side by side.

  • Right for you if:

    • You want access to financial products with digital ease
    • You expect preferred pricing and rates on select banking products
    • You prefer financial guidance on your own terms
    • You want the opportunity to earn the highest level of ThankYou® Points offered for a checking relationship5
    • You can benefit from Citi Priority's global benefits

    See more reasons Citi Priority may be right for you.

Apply Online for a Citi Priority account

Call 1-888-275-2484

Visit a Citibank Branch

HELP ME CHOOSE the right checking account.

  • Relationship Details
  • Extra Features

As you do more with Citi, your Citi Priority relationship gives you even more advantages.

  • No opening deposit required to open an Interest Checking Account or regular checking account in the Citi Priority Banking Package.
  • Waived monthly service fees on your checking account by linking accounts. There's no monthly service fee for the first two statement periods. After that, we'll continue to waive the monthly service fee if the combined average monthly balance of your eligible linked accounts for the prior calendar month is $50,000 or more in eligible linked deposits, retirement accounts, and investment balances
    Otherwise, a $30 monthly service fee will applyFootnote 1.

INVESTMENT AND INSURANCE PRODUCTS: NOT INSURED BY THE FDIC • NOT INSURED BY THE FEDERAL GOVERNMENT OR ANY OTHER FEDERAL GOVERNMENT AGENCY, BY THE BANK, OR BY ANY AFFILIATE OF THE BANK • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR AN AFFILIATE OF THE BANK • MAY BE SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED

INVESTMENT AND INSURANCE PRODUCTS: NOT FDIC INSURED • NOT A BANK DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NO BANK GUARANTEE • MAY LOSE VALUE

  • Dedicated 24/7 Citi Priority Customer Service
  • Easy-to-use mobile banking apps that allows you to check your balance and account activity, pay bills, and transfer funds with your smartphone or tablet
  • The new Citi Mobile® App for iPhone®Footnote 16 provides smart, on-the-go capabilities for managing your banking and investment accountsFootnote 14
  • Online conveniences including free bill payment
  • Option to choose interest-bearing or non-interest bearing checking accounts
  • Dedicated team of professionals to assist when you apply for mortgages, home equity loans and lines of credit
  • Access to thousands of fee-free ATMs across the US.Footnote 2
  • On-demand financial guidance from Citi Personal Wealth Management
  • Waived fees for overdraft protection, standard checkbook orders, stop payments, incoming wire transfers, money orders and non-Citibank ATM usageFootnote 9
  • Citi ThankYou® Rewards program– Citi Priority clients have the opportunity to earn the highest level of ThankYou® Points offered for a checking relationshipFootnote 5
  • Preferred pricing for loans and lines of credit including Home Equity Loans and Lines of CreditFootnote 4
  • Discounts for foreign currency transactions and safe-deposit boxes
  • Preferred interest rates on selected deposit productFootnote 3

Earn Premium Rates With Interest Checking for Citi Priority Clients
Account Balance APY Interest Rate
  • Access to US. Citibank customer service from most countries via an exclusive Universal International Free phone Number
  • No foreign exchange fee when using your Citi Priority Banking Card for transactions made outside the US and Puerto Rico.
  • Local currency at preferred rates through Citibank's World Wallet© Services.Footnote 12
  • You may be able to access your funds in case of true emergency allowing you to withdraw up to $10,000 of your available funds in your Citi Priority account.Footnote 10
  • If you plan on relocating abroad, depending on the country you are relocating to, Citibank may be able to provide you assistance with your account opening in your destination country. If you have an established credit relationship with Citibank in the US, this experience may be able to be used by Citibank in your destination country for consideration during the credit application process.Footnote 13

Benefit from the professional service and investment guidance from Citi Personal Wealth Management.

Have Citibank® Banking Card, will travel. Get easy access to your accounts online, by phone and at ATMs.

Online Bank Statements

Online Bank Statements

Stop shuffling through piles of paper to find the statement you need. With Online Bank Statements, you can view your statement online and print it out anytime...free.

Learn More about Online Bank Statements

  • First, open any checking, savings or money market product
  • Then, you'll be notified by email each month when your statement is available online

Free

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Save a tree. You'll get an email each month when your statement is ready to view.

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Account Linking

Account Linking

Linking your Citi accounts can save you time and money. That's because you can access your accounts in one place and transfer funds between linked accounts. Plus, linking can help you avoid monthly fees and enjoy relationship pricing.

Learn More about Account Linking

  • Once your account is open and ready to use, register for Citi Online
  • Then you can link your Citi® products together and manage them from a single place.

Free

Link your Citi accounts so you can access them in one place.

ThankYou® RewardsFootnote 5

Citi®ThankYou® Rewards

See just how rewarding banking can be. Your ThankYou Points add up to valuable rewards.

Learn More Citi® ThankYou® Rewards

  • Apply for a checking account and once it's open, you can register for ThankYou Rewards

See just how rewarding banking can be. Your ThankYou Points add up to valuable rewards.

Account Alerts

Account Alerts

Just because you're out doesn't mean you have to be out-of-touch with your accounts. Get free updates about your bank and credit card accounts by text or email.

Learn More about Account Alerts

  • Apply for a bank or credit card account, and once it's open, registering for the Citi Alerting Service is easy
  • Register for Citi Online and then for account alerts — you can choose only the alerts you want

Free

Know your money's every move, even when you're on the move. Get free account alerts by text or email.Footnote 8

Online Check ImagesServiceHow to Get ItWhat It CostsOnline Check ImagesWith free online check images, it's never been easier to see your checks that have cleared in the past 18 months. You can even print your checks for proof of payment. Learn More Become a Citibank customer and register for Citi OnlineThen, when you want to see your checks online, just go to account details and click the "View Image" linkFree

It's never been easier to see which checks have cleared or even print them for proof of payment.

Direct Deposit

Direct Deposit

Move your money without moving a muscle—certain checks can go directly into your account.

Learn More about direct deposit

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  • Check with your company's Payroll department about how to sign up
  • If your company can't provide you with the proper form, you can use this one
  • To directly deposit your Social Security, or other federal benefits, call 1-800-333-1795 or visit godirect.gov

Free

Move your money without moving a muscle - certain payments can be deposited electronically into your account

Auto Save

Auto Save

You've got enough to think about. Why not set up regular, automatic transfers from your checking account to your savings or money market account?

Learn More about Auto Save

  • Make sure you register for Citi Online
  • Then, sign on, go to Transfers and set up a recurring transfer from your checking account to your savings or money market account

Free

You've got enough to think about. Why not set up regular, automatic transfers from your checking account to your savings or money market account?

Online Bill Payments

Online Bill Payments

Welcome to no stamps, no check writing and no mailing. Move to 21st century bill paying—it's a snap to use and comes with our Online Bill Payment Promise.

Learn More about online bill payments

  • Become a Citibank customer and register for Citi Online
  • Then, go to Payments, set up your payee list and you're ready to start paying bills

Free

Go checkless. Our free online bill payment service lets you pay virtually anyone in the US.

eBills

eBills

With the convenient eBills service, you can receive, view and manage your bills right where you pay them—on Citi Online!

Learn More about eBills service

  • Become a Citibank customer and register for Citi Online
  • Then, go to Payments, set up your payee list and enroll your payees in the eBills service to start receiving and managing bills

Free

You can receive, view and manage your bills electronically from select Payees, from right where you pay them

Show Less Services Show More Services that help you manage your Account

Wire Transfers

Wire Transfers

Wire transfers are a convenient way to send money from your Citibank checking or money market account to non-Citi accounts in the U.S. and internationally.

Learn More about online wire transfer services

  • Make sure you register for Citi Online
  • Then, go to Transfers, have your recipient's account and destination bank information handy and you're ready to make a wire transfer

From as low as $25.00

With Citigold, as low as $17.50 Footnote 17

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Transfer to more than 7,000 banks in the US. and almost anywhere around the world, from any Citibank branch or online at Citibank Online. Transfer fees apply.

Inter-Institution Transfers

Inter-Institution Transfers

Inter Institution Transfers let you make online transfers between your Citibank accounts and your accounts at other banks, brokerages and credit unions in the U.S. It's quick and currently there are no fees to send or receive money.

Learn More about Inter-Institution Transfers

  • Become a Citibank customer and register for Citi Online
  • Then, go to Transfers and set up your non-Citi account by providing the account number and ABA number—once the account is added, you're ready to make an Inter Institution Transfer

Free

Get your money where it needs to be. Transfer funds to your own accounts in other financial institutions in the US.

Popmoney®

Popmoney®

The hassle of cash and checks is so yesterday. Welcome to Popmoney—the new way to "Pay Other People" directly from your Citibank account. It's quick and and currently there are no fees to send or receive money.

Learn More about Popmoney®

  • Become a Citibank customer and register for Citi Online
  • Then, just enroll in Popmoney and you're ready to send and receive money.

Free

The hassle of cash and checks is so yesterday. Welcome to Popmoney—the new way to Pay Other People directly from your Citibank account. It's quick and fee-free.

Conveniently send funds, with no transfer fees, from your eligible Citibank account to another eligible Citibank account in the US and over 20 countries.Footnote 11

Direct Deposit for Your Tax Refund

Direct Deposit For Your Tax Refund

Get your refund where it should be with the IRS split refund program. It can easily and conveniently be directly deposited in up to 3 separate accounts.

Learn More about direct deposit for your tax refund

  • Become a Citibank customer
  • When you file your tax refund, complete the Refund area on Form 1040 or IRS Form 8888 and attach it

Free

Enjoy your tax refund faster when the IRS deposits it directly into up to 3 of your Citibank accounts.

Citi® Identity Theft Solutions

Citi® Identity Theft Solutions

Even the mere thought of ID theft is scary. And if you're ever a victim, we have a team of specialists dedicated to help you re-establish your credit and reclaim your identity.

Learn More about Citi® Identity Theft Solutions

  • Just open any Citibank account or Citi credit card account and this coverage is automatically yours
  • If you ever need to use this coverage, simply call 1-800-627-3999 (in NY metro area) or 1-800-274-6660 (all other areas)

Free

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Identity theft can be a scary prospect. But you get specialists to help you reclaim your life—all for free.

Online & Mobile Fraud Protection

Online & Mobile Fraud Protection

This free service helps to cover you against loss in the unlikely event there are unauthorized electronic funds transfers in your Citibank deposit accounts.

  • Just open any Citibank deposit account and this coverage is automatically yours

Free

This free service helps to cover you against loss in the unlikely event there are unauthorized electronic funds transfers from your Citibank deposit accounts.

Moving funds to Citibank accounts in select foreign countries is just a click away.

Foreign Exchange Services

Foreign Exchange Services

You've got enough to take care of before a big trip. With World Wallet®, get next business day delivery of foreign currencies to your home, office or nearest branch.

Learn More about Foreign Exchange Services

  • Open a Citibank checking, savings or money market account
  • Then, call 1-800-756-7050 to order your currency for next day delivery

Free delivery to any branch or $5 for home delivery (waived for Citigold® clients).

With Citigold FREE

Need foreign currency? We can deliver up to 50 currencies to your home or office — next day.

Foreign exchange fees are waived for Citigold and Citi Priority customers

Add to your peace-of-mind by adding on one or all of these protective services. They're a great way to help keep your account safe.

Checking Plus

A Checking Plus® (variable rate) account can provide the overdraft protection you need to help make bounced checkFootnote 15 a thing of the past. Citigold and Citi Priority clients receive a preferred rate.

Safety Check

Few things in life are more frustrating than bouncing a check. That's why there's Safety Check. Safety Check transfers funds to your checking account from your savings or money market account in the event your checking account is ever overdrawn.

The Checking Plus Overdraft Protection Transfer fee and Safety Check transfer fee are waived for Citigold and Citi Priority customersFootnote 9.

Apply Online for a Citi Priority account

Or, call us at 1-877-362-9100 (TTY 1-800-788-0002) to open an account or learn more.

Terms, conditions, and fees for accounts, products, programs and services are subject to change

As a Citi Priority client, you can receive banking and lending services, including The Citi Priority Account Package, from Citibank, N.A. (Citibank), Member FDIC and Equal Housing Lender NMLS# 412915, along with financial planning and investment guidance from Citi Personal Wealth Management, which is a business of Citigroup Inc. that offers investment products through Citigroup Global Markets Inc. (CGMI), member SIPC. Citigroup Life Agency LLC (CLA) offers insurance products. In California, CLA does business as Citigroup Life Insurance Agency, LLC (license number 0G56746). Citibank, CGMI, and CLA are affiliated companies under the common control of Citigroup Inc.

MoneyPass® is a registered trademark of US. Bank National Association. Publix® is a registered trademark of Publix Asset Management Company.

© Citigroup. Citi, Citi with Arc Design, Citi Mobile, Checking Plus, ThankYou, Citi ThankYou and Citigold are registered service marks of Citigroup Inc. Citigold Conversation is a service mark of Citigroup Inc.

You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

Select Continue to proceed or choose Cancel to modify your selection.

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FAQs

What is Citibank Citi priority? ›

With Citi Priority, you get

Preferred banking benefits, including select everyday banking fees waived6 and higher limits on ATM withdrawals and debit card purchases3. Travel perks including no Citibank fees on ATM withdrawals worldwide9 and no foreign exchange fees when using debit card abroad8.

What is Citibank interest checking? ›

Rates as of 08/25/2022. Current variable Annual Percentage Rate ( APR ) for Checking Plus (variable rate) is 20.50%; 17.50% with the Citigold and Citi Priority Account Packages.

How does Citi priority work? ›

Citi Priority Account Package has an annual percentage yield of up to 0.10%, which is higher than the national average interest rate on savings accounts. Charges a monthly fee. This account charges a monthly service fee of up to $30, but the fee is waived if you keep a minimum balance of $50,000.

Is Citi priority account worth it? ›

If you have a significant chunk of cash and you're looking for a new checking account that pays out a big bonus, the Citi Priority Account is worth a look. Right now, through Jan. 9, 2023, you can earn a cash bonus between $200 and $2,000 when you maintain a minimum eligible balance and complete required activities.

How do I qualify for Citi priority? ›

Monthly Service Fee5 $30 Waived if you maintain a combined average monthly balance of $30,000 in eligible linked deposit, retirement and investment balances.

What is the difference between Citigold and Citi priority? ›

Citigold Account – no monthly fees, requires $200k in assets with Citi to qualify *Benefits: Prestige discount, relationship bonus, earns ThankYou points. Citi Priority Account – $30 monthly fee, waived with $50k in assets with Citi *Benefits: Prestige discount, earns ThankYou points.

How do I cancel my Citi priority account? ›

Go to the Citi.com website. How do I cancel a program or service I enrolled in? Simply sign on and select the program or service you want to cancel. You will find the Customer Service number to call to cancel along with the hours of operation.

Is Citibank a good bank? ›

Is Citi a good bank? Citi is a good bank if you're looking for solid full-service banking products and services and access to plenty of fee-free ATMs. If you're looking to earn the best interest rates on your deposits, you may find better rates at an online bank.

What are the different types of Citibank accounts? ›

Citibank has five tiers of banking packages: Citigold®, Citi Priority, The Citibank Account, Basic Banking and Access Account. Each package provides levels of banking perks and different interest rates and fees.

How do I avoid Citibank monthly fees? ›

To waive the $12 monthly service fee

Make one enhanced direct deposit1 and one qualifying bill payment2 per statement period or maintain a $1,500+ combined average monthly balance in eligible linked accounts.

What bank has the highest interest rate on savings? ›

Best Savings Accounts:
  • Rising Bank - 2.10% APY.
  • Citizens Access - 2.10% APY.
  • CIBC USA - 2.08% APY.
  • LendingClub - 2.07% APY.
  • Prime Alliance Bank - 2.05% APY.
  • Quontic Bank - 2.05% APY.
  • First Foundation Bank - 2.02% APY.
  • E*Trade Bank - 2.00% APY.

What is the minimum balance to be maintained in Citibank? ›

For most Citibank savings accounts, a minimum balance of Rs. 1,00,000 to 2,00,000 needs to be maintained as a minimum balance on an average. The bank can change its policy and this information needs to be checked when you apply for a savings account.

Is Citibank checking free? ›

Citi Checking Account Fees

Citi's monthly checking account fees are $10 to $30, depending on the package. Citi offers customers five packages through which they can open a checking account.

Can I overdraft my Citi priority account? ›

Special Considerations. Citibank limits the number of overdraft fees — including both overdraft and returned item fees — to four on a single day. You may also incur an overdraft fee if Citibank charges a routine checking account fee, such as a monthly service fee or other monthly fees, that overdraws your account.

What is the difference between Citigold and Citi priority? ›

Citigold Account – no monthly fees, requires $200k in assets with Citi to qualify *Benefits: Prestige discount, relationship bonus, earns ThankYou points. Citi Priority Account – $30 monthly fee, waived with $50k in assets with Citi *Benefits: Prestige discount, earns ThankYou points.

What is the highest interest savings account? ›

The best high-yield savings account rates
  • UFB Direct - 2.21% APY.
  • BrioDirect - 2.15% APY.
  • Bread Savings (formerly Comenity Direct) - 2.15% APY.
  • CIT Bank - 2.10% APY.
  • Citizens Access - 2.10% APY.
  • CIBC Bank USA - 2.08% APY.
  • LendingClub Bank - 2.07% APY.
  • Quontic Bank - 2.05% APY.

What is the minimum balance in Citibank account? ›

Citibank Savings Account Minimum Balance

For most Citibank savings accounts, a minimum balance of Rs. 1,00,000 to 2,00,000 needs to be maintained as a minimum balance on an average. The bank can change its policy and this information needs to be checked when you apply for a savings account.

How do I cancel my Citi priority account? ›

Go to the Citi.com website. How do I cancel a program or service I enrolled in? Simply sign on and select the program or service you want to cancel. You will find the Customer Service number to call to cancel along with the hours of operation.

What is the highest credit limit for Citibank? ›

The usual Citibank credit card limit is $500 to $2,000 to start, depending on the card. For example, the Citi® Double Cash Card – 18 month BT offer has a $500 minimum credit limit. At the other end of the spectrum, the Citi Premier® Card has a minimum credit limit of $2,000.

How much can you make to qualify for Citigold? ›

Citigold is designed for clients who maintain a minimum combined average monthly balance of at least $200,000 in eligible linked deposit, retirement and investment accounts.

What are the different types of Citibank accounts? ›

Citibank has five tiers of banking packages: Citigold®, Citi Priority, The Citibank Account, Basic Banking and Access Account. Each package provides levels of banking perks and different interest rates and fees.

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